Our Services
Centric Sure Financial Hub delivers comprehensive funding, insurance and financial solutions designed to help Batswana protect what matters most and grow their enterprises with confidence.
Personal Loan Solutions
Choose the loan option that best fits your personal needs
Flexible unsecured personal loans for any purpose — from home improvements to education, medical expenses, or debt consolidation.
- No collateral required
- 1–72 month repayment terms
- Competitive interest rates
- Quick approval process
- Omang & proof of income required
Dedicated loan facilities for Botswana government employees with payroll-deducted repayments and preferential rates.
- Payroll deduction repayments
- Preferential interest rates
- Extended repayment terms
- Employee number required
- Confirmation of employment needed
Accessible loan solutions for pensioners and retirees, designed around pension income with affordable repayments.
- Pension income based
- Affordable monthly repayments
- No collateral for smaller amounts
- Age 55+ eligible
- Pension statement required
Finance movable assets — vehicles, equipment, machinery, and business assets with flexible terms and competitive rates.
- Vehicles & equipment
- Machinery finance
- Flexible repayment terms
- Asset used as security
- Quick asset valuation
Additional funding on your existing loan — access extra cash when you need it without starting a new application from scratch.
- Existing customers only
- Top up your current loan
- No new application fee
- Fast processing
- Maintain existing terms
Future of Botswana Transport
Powering Botswana's green energy transition with electric buses and vehicles — sustainable mobility for a cleaner tomorrow.
Personal & Life Solutions
Beyond business funding — protection, mobility and personal finance for every stage of life
Own your dream home in Botswana with affordable home loan financing — build, buy, or renovate with competitive interest rates and terms up to 25 years.
- Loans up to P5,000,000
- Up to 25-year repayment terms
- Build, buy or renovate
- Competitive fixed & variable rates
- Omang & proof of income required
Drive the vehicle you need — finance new or pre-owned cars, vans, and trucks for personal or business use with flexible repayment options.
- New & used vehicles
- Cars, vans & commercial trucks
- Flexible repayment terms
- Optional balloon payment
- Comprehensive insurance arranged
Embrace the future of transport — finance electric and hybrid vehicles and charging solutions that support Botswana's green energy transition.
- Electric & hybrid vehicles
- EV home charging installation
- Reduced fuel & maintenance costs
- Lower carbon footprint
- Green mobility support
Insurance & assurance products underwritten by Liberty Life Botswana
Tshika Funeral Cover
Affordable funeral cover for you and your family with immediate membership and payouts within 48 hours of a valid claim.
Living Annuity
Invest your retirement lump sum for a regular post-retirement income that you can draw down flexibly to suit your lifestyle.
Retirement Annuity
Tax-efficient, long-term retirement saving plan to steadily build a secure nest egg for your future.
Protection Life Cover
Lump-sum payout to your loved ones in the event of death or disability, securing their financial future.
Access personal loans through our trusted partner network in Botswana
Commercial Banks
Personal loans from Botswana's major banks — FNB, Stanbic, Standard Chartered and BancABC — with competitive rates and longer terms.
Micro Lenders
Quick short-term micro loans with simpler requirements for immediate cash needs, fast approval and minimal paperwork.
First Credit
Accessible microfinance personal loans with flexible repayment plans tailored to your income cycle.
Midi Micro
Short-term micro loans designed to cover small cash shortfalls until your next pay cheque.
Letshego
Salary-backed personal loans with convenient, secure monthly deductions directly from your salary.
First Capital
Personal and cash loans with straightforward approval and transparent, fixed repayment terms.
Eligibility Requirements
To qualify for Centric Sure business funding, your enterprise must meet these basic requirements:
- Botswana citizen or permanent resident
- Business must be citizen-owned (majority Botswana citizens)
- Annual turnover under P35 million
- Valid business registration documents
- Comprehensive business plan
- Financial statements (if applicable)
Application Process
Our streamlined process gets you funded quickly
Register & Apply
Complete our online application form with all required information
Document Review
Our team reviews your application and supporting documents
Assessment
Loan viability assessment and due diligence process
Approval & Disbursement
Final approval and funding disbursement to your account
Ready to Protect What Matters Most?
Start your loan application today or explore our insurance and personal finance solutions.